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I've been working on my site, http://www.ComicBookGeeks.com lately. Although you can't tell from the front page of the site a lot of work has gone into it. We are trying to automate the statue area so that collectors can get an accurate value of their statues before buying or selling them. Making an automated price guide is tough...trust me on this one.

I've heard several people at my church, online, in my group of friends talking about Dave Ramsey. From one point of view I agree with him, spend less, you don't need a fancy car, cut back, budget your money, pay things off early. Those things make sense to me. I've done some of those things with success. I don't have a personal credit card only a debit card. I have very little debt. I have a rainy day fund. Those things are all good.

My issue with Dave Ramsey is that he doesn't talk about making more money, specifically automated money. Why not? Why not make more automated money. Don't exchange your precious time for a measly paycheck, automate your income. How?

Well, you can make a membership site about something you care about. Me and Jim Cockrum have one on eBay and one on how to make websites. I'm working on making ComicBookGeeks.com into a membership website as well. The money from memberships comes in whether I work or whether I play with my kids. 3 separate income streams from membership sites is my goal for this year.

Another thing you can do is to write an ebook. (an ebook is a book that is only in digital (pdf) format) So you can exchange the time to write the book for years and years of potential income. That is a great use of your time. Plus you don't have to get the approval of any editor to publish it. If you have a great idea and some writing skills you can accomplish this one.

A third way to make automated income is to build website that generate affiliate money. For example you could easily make a wordpress site about landscaping and be an affiliate for gardening supplies. An affiliate program typically earns 3 to 50% of the sale, so look for items where the affiliate payout is big. Once again you are exchanging a little time for years of potential income.

Be smart people don't mindlessly follow the crowd.